AI for Auto Insurance Lead Qualification.

Auto insurance is a high-volume, commodity vertical. Buyers are extremely picky about "currently insured" status and driving history. If you're routing connects to an intake floor and they're talking to people who are already uninsured or have multiple accidents, you're burning media margin at an unsustainable rate.

At $30-$85 per qualified transfer, you can't afford a high "floor tax" on human screeners. Every minute they spend talking to a non-billable connect is a loss.

Klariqo provides an automated pre-qual layer that handles the 60-second eligibility screening at scale, ensuring your agents only pick up the phone when a billable transfer is on the line.

The AI manages the initial insurance intake, filtering for the exact criteria your buyers demand.

Insurance Status:

• Confirms if the caller is currently insured (the biggest payout driver).
• Verifies how long they have been with their current carrier.
• Checks if their current policy is ending soon (high intent).

Driving History & Situation:

• Confirms "no accidents or tickets" in the last 3–5 years (depending on buyer).
• Verifies homeowner status (often used for bundle discounts).
• Confirms ZIP code (some carriers only want specific states/ZIPs).

Decision-Maker & Intent:

• Verifies the caller is the primary policyholder or decision-maker.
• Confirms they are actively looking to save money on their premium now.

You don't need a dev team to integrate voice AI into your agency. Klariqo plugs directly into your VICIdial or SIP dialer as a remote extension.

1. Register the Extension: We provide a SIP address. Your admin adds it to your dialer like a remote human agent.
2. Set Your Payout Rules: We configure the AI to filter based on your buyer's specific "billable" criteria.
3. Automate the Filter: Your dialer routes answered calls to the AI extension first. Only qualified drivers get warm-transferred to your agents.

Auto insurance is a race to the bottom on cost-per-lead. Protecting your "floor tax" is the only way to stay profitable.

Human rates include wages, dialer licenses, and management overhead.

By detecting answering machines in 4 seconds and instantly dropping "uninsured" junk connects, you ensure your floor is 100% focused on billable transfers.

We understand the high-scrutiny world of insurance telemarketing.

• Non-Sales Intake: The AI never quotes premiums or plan details. It only determines eligibility for transfer.
• Full Audit Trail: Every call recorded on dual channels with full transcripts stored for 10 years.
• TCPA & FCC: Full consent documentation and sub-500ms response times for a natural, professional experience.
• State Filtering: We confirm ZIP/State before transfer to ensure your buyers only get calls they are licensed to take.

Insurance Agencies & FMOs: Deliver only the most qualified, pre-screened drivers to your expensive sales team. Stop wasting their time on non-insured leads.

Pay-Per-Call Publishers: Improve your buyer's conversion rates and eliminate chargebacks. Deliver 100% billable auto insurance transfers and scale your campaigns.

BPO Operators: Handle the high-volume dialing required for auto insurance without the turnover and burnout of human screening.